The Hardest University Tuition Fee Is Paid Through Experience
“The hardest university tuition fee is paid through experience.”
Those words were shared with me yesterday by a trusted mentor as we took some time out from a business consultation to sit quietly and talk about life. After a long, hectic night and a rough start to the day, I called him and told him I was free for a catch-up we had planned for this week. We met at a quiet club, where our conversation gradually shifted from business to life’s greatest lessons.
One statement stayed with me long after we left:
“The hardest university tuition fee is paid through experience.”
The more I reflected on it, the more I realized how true it is. Experience often demands a price that no one willingly wants to pay. It can cost you your time, your fortune, your reputation, your relationships, and sometimes it can even bring you to the brink of losing hope. Yet the wisdom gained from those experiences is immeasurable.
My mentor shared the story of one of his business partners who lost K400,000 in a business deal after being scammed. It was a devastating setback that shattered his confidence and left him feeling hopeless. After everything was gone, he had only K100 left to his name.
Overwhelmed by despair, he paddled alone across the sea. In the middle of the ocean, believing there was no way forward, he dived into the water, drawn in, convinced his life was over. Instead, the currents carried him to the shore, where strangers found him, rescued him, and revived him.
As he recovered through resuscitation, a villager said something that changed the course of his life forever:
“Lukim, namel lo mipla, mipla olgeta ples man, mipla no go long bikpela skul. Tasol yu gat bikpela save na yu go long university. Bilong wanem bai yu kilim yu yet? Mipla olgeta lukluk long yu.”
(“Look at us. We are simple village people, and many of us have never had the opportunity to attend higher education. But you, among us, have the knowledge. You went to university. Why would you throw your life away? We all look up to you.”)
Those words pierced his heart. He later described it as though the heavens had opened, and light began to shine into the darkest moment of his life. In the midst of his pain, hope returned. He chose to get up, believe again, and start over.
Instead of giving up, he made a deliberate decision. He spent K40 on transport to pursue another opportunity and invested the remaining K60 into a new venture. That small decision became the turning point in his life. From what appeared to be complete failure, he rebuilt himself and eventually became a successful businessman.
As his business began to grow, he adopted a simple but powerful habit. With every sale he made, he set aside K100 as a reminder of where he had come from. It was more than money—it represented the lowest point of his life and the decision that changed everything. That K100 reminded him never to become complacent, never to forget the lessons learned through failure, and never to stop believing that even the smallest beginning can lead to extraordinary success.
That story reminded me that success is not determined by what you have lost, but by what you choose to do with what remains.
Never allow failure or fear to keep you down. Use your mind. Use your intellect. Every great achievement begins with a small step. One tiny seed has the potential to become a mighty tree. The important thing is to start somewhere.
What struck me most was that our conversation lasted barely two hours, yet the insights I received were worth far more than many seminars or conferences that charge thousands of kina. In exchange for sharing my own skills, ideas, and experiences, I received wisdom that money simply cannot buy—from someone who has walked the road before me.
The greatest investments are not always the ones we make with money. Sometimes they come through meaningful conversations, trusted mentors, and a willingness to listen and learn.
I walked away, reminded that while experience may be the most expensive teacher, its lessons are the most enduring. Better still, whenever possible, learn from the experiences of others. Their scars, victories, failures, and triumphs can become your education without you having to pay the same price.
Life itself is the greatest university. Some pay their tuition with money. Others pay with tears, sacrifice, loss, and perseverance. Whatever the cost, never let your setbacks define your future. Let them refine your character, strengthen your faith, and prepare you for the next chapter.
Because sometimes, the greatest comeback begins with just K100 or just 1 toea with a willing mind, the wisdom gained through experience, and the courage to start again.

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